Home   Glossary   Contact Us  
  Welcome to the
  GayMortgageLoans.com
  GayMortgageLoans.com is a Free Directory of Gay, Lesbian & Gay Friendly Mortgage Lenders and Mortgage Brokers, serving the LGBT Community.
 
News Back
4 Money Saving Tips for Homeowners: Implement these 4 ideas to help sell a house or upgrade a home without straining the household budget.
Saving money is now back in vogue, especially when it applies to real estate, but homeowners still want to spruce up their houses – either to sell them faster or to enjoy them more. Those who know how to do small home improvements on a shoestring budget can reap big rewards and benefits in a variety of ways.
 
Here are four ideas that can help save money while also boosting curb appeal, home equity, pride in home ownership, and overall enjoyment of hearth and home.
 
·         Embark on a do-over without overdoing it.
 
Upgrades that are affordable can also be impressive, as long as the money is spent wisely to invest in those specific features that deliver the greatest impact. Use imagination and grand vision to conceptualize the entire project, but then whittle down the wish list to just a few selected priorities. Rather than replacing functional but less attractive appliances, for example, hold on to them and instead replace only their facades. Many manufacturers of items like dishwashers, refrigerators, and stoves, for instance, sell new face panels or doors for appliances. Screw off the old one and upgrade to a new one for a fraction of what it would cost to buy completely new appliances. By doing just a facelift, get a brand-new look and the option of changing the color of the appliance for a relatively insignificant outlay of cash. Use a similar strategy on cabinetry by replacing only doors and hardware. Upgrade bathrooms with tile, fixtures, and paint – or reupholster instead of buying new couches and chairs.
 
·         Go green to save some greenbacks.
 
Conserving energy is not only a sustainable solution for the planet, but it can also be a great way to save money on household overhead. And being more eco-friendly can be done in incremental ways that generate substantial, measurable results. One of the best energy-saving devices is old-fashioned caulk, and re-caulking the cracks and crevices around windows is easy. They will look better and leak less, and a few tubes of caulk can save an amazing amount of heating and cooling costs. Replacing old water heaters with new “on demand” style units is another cost effective way to go green. For those who choose a more radical approach, many freebies from utility companies or government agencies are available – in the form of financial incentives and tax breaks – for homeowners who install solar panels, wind turbines, or other green energy technology systems.
 
·         Create an infrastructure stimulus plan.
 
With the help of a professional contractor, do a comprehensive evaluation of the property to identify any repairs that need to be done to prevent further deterioration or expense in the near future. Also look for ways to add value through preventative maintenance or to enhance the property without launching into a huge remodeling campaign. Trees wi
 

 
Find Lenders
 
Enter City Name:
 
 
  Useful Links
Mortgage Calculators
Loan Programs
Mortgage Glossary
Mortgage Tips
All About Mortgages
  Recent News
Meet the $8K Home Buyer Deadline with Help from LGBT Pros
Tips for Buyers: How to Tour a Home like a Professional
Plain Talk about Fancy Mortgages: Stick with the old-fashioned 30-year fixed.
How Financial Overhaul Changes the Mortgage Market
The Gay Ghetto Top 10 for 2008
Add Your Listing - Frequently Asked Quesions
Real Estate Green Living Tips: Save money with a sustainable home
Types of Loan Programs
Closing The Deal
Underwriting
 
  Archive
July, 2010
February, 2010
January, 2010
December, 2009
August, 2009
June, 2009
May, 2009
April, 2009
March, 2009
February, 2009
January, 2009
December, 2008
November, 2008
October, 2008
September, 2008
 
All News